Shopping online should soon become a lot safer thanks to a new Google Chrome update that includes virtual cards.
Announced at the company’s Google IO 2022 event, the move will increase user privacy by providing the ability to auto-fill details of a virtual card when prompted in the browser, including long card number, expiration date and the three-digit CVV number.
This should help protect a user’s actual card details from fraud, as well as ensure that they are not stored in a merchant’s database, where they could be compromised in the event of a data breach.
Chrome virtual cards
Google is teaming up with Visa, Mastercard, American Express and Capital One to launch the new system, which will initially only be available in the US before hopefully rolling out to other markets soon.
The company says the move will add an extra layer of security when paying online using a payment gateway, eliminating the need to manually enter card details for each purchase, just as paying with a contactless card in a brick-and-mortar store removes the need. to get in. a PIN, or the seller who ever saw your long card number.
Users can manage their virtual card details at pay.google.com, where they can also enable or disable the qualifying cards feature, as well as view their virtual card number and track recent transactions.
Google says the virtual cards will likely be most likely to be used for one-time purchases, but could also be used for repeat use or subscriptions. The company adds that it won’t use data based on the use of virtual cards for ad targeting, but this seems unlikely.
The tool will be available via Chrome Autofill on desktop (ChromeOS, Mac, Windows and Linux) with Android and iOS editions coming soon.
Depending on your card provider, you have different options for what kind of virtual cards you see. Google noted that Capital One members will receive an individual virtual card on each site, but Visa and American Express will use a single card on all sites, but use a different CVV each time.